Boat Insurance

With a Cross Country Marine Policy, you will have total peace of mind, while you relax on the deck of your vessel on those warm Sunday afternoons with the smell of an African braai in the distance…


  • marineSmallcraft (with or without trailer) can be covered on a stand-alone basis
  • Full comprehensive cover, including Private Use and Fishing Charters (NO COMMERCIAL FISHING OR SCUBA CHARTERS)
  • Territorial limits – RSA, Namibia, Malawi, Mozambique, Swaziland, Botswana, Lesotho, Zimbabwe, Kenya and Tanzania, to a distance of 50 nautical miles off shore
  • Vessels up to R1,000,000 in value can be insured
  • Settlement basis: Within first 4 years of age – new replacement basis including a 10 % inflation contingency
  • Discounts for: Inland use only, owned a vessel for more than 5 years, no claims in past 3 years, vessel storage etc
  • Medical Expenses up to R2,500 for Insured or Insured’s passengers as a direct result of personal injuries caused by violent accidental external and visible means
  • Repatriation of vessel and trailer outside the borders of RSA following damage – Maximum R35,000
  • Damage to machinery by flotsam is covered
  • Collision or impact with submerged objects is covered
  • Once the vessel is insured, you have the option to add all risks items, (ie. Fishing and diving equipment, GPS, fishfinders, radios, electronic equipment etc.) quads, on/off road motorcycles, 4×4 or 4×2 vehicles and caravans
  • Third party and Passenger liability is included up to R2,500,000 per incident for vessels and R250,000 for Jetskis
  • Emergency evacuation for the insured and all passengers – including fishing charters
  • Accidental Death and Personal Accident cover for the insured and all passengers – including fishing charters. (This cover excludes waterskiing or similar related activities)
  • Roadside Assistance Benefits following a roadside emergency, Travel Assist and Weather Line
  • Medical Assistance Helpline, Emergency Evacuation for the insured and all passengers – including fishing charters, Guaranteed Hospital Admission.