Medical Top-up Cover

Don’t be left PUZZLED by medical aid shortfalls

Medical Top Up CoverYou have probably asked yourself the question, “Why do I need Gap Cover when I have a Medical Aid? Surely my Medical Aid will cover all my in-hospital expenses?” Not so!

The rate at which Medical Aid Companies are prepared to pay for in-hospital procedures, compared to the rate at which the service providers charge, are worlds apart.

There has been an increasing tendency within medical scheme options for more and more self-funded co-payments.
Most scheme options now have numerous co-payments and deductibles being applied for a number of procedures including MRI/CT Scans, Dentistry, Endoscopic Procedures, Hospital Admission and more with amounts ranging from R1000.00 to as much as R10 000.00.

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Visit for a more detailed explanation of all their top-up benefits.